{"signature": "0x793be77851cce581f9a189e09b26abf91da44dd8e2534096031203b3ae3464773b70d9ff16a5f0cc822125ab92e02eef66c6cd70c4d8617c1b6aa3a79c5cf4a91b", "application": {"round": "0x523d76f39f6e6c7dd6a6707ed3b4490a386434a2", "answers": [{"type": "email", "hidden": true, "question": "Email Address", "questionId": 0, "encryptedAnswer": {"ciphertext": "MohczCpRNWMCuzYzOEFgSY9N9HXO+PIcYmBBd0WC2g8/SyXzWFgm3kk6oBavhC/3", "encryptedSymmetricKey": "25ff819a77b2c898dfc86fbad4f05efd0d868760e6571a7f3066c866719eb145db4205a57a79352ca39568cd28d7780a0eb92b162106f614ed08d316ab44c76f16e8d6f860d80be9a20602e8f44cb41cee1c46adcce3f5539a872e5b02b9a0a868c677c62812076a6731e236133329b823491630844c8712879b1cef6ad6b5d70000000000000020b04ba214b2964a73f6069f0e320f68143905bb69b389e6f0425379d1534c97fbcbd958f6ea3cc2213831233ec3e3ba88"}}, {"type": "multiple-choice", "answer": "Building - Deployment of RWAs", "hidden": false, "question": "Which of the following RWAIG funding categories does your project fall under? ", "questionId": 1}, {"type": "number", "answer": "100000", "hidden": false, "question": "Funding Request ($USD) ", "questionId": 2}, {"type": "paragraph", "answer": "Unlike crypto collaterals, RWAs carry significant credit and counterparty risks. The development of RWA DeFi has been hampered by issues such as bad debts and non-performing counterparties. Currently, there are no oracle solutions for illiquid RWAs. Even liquid collaterals, such as tokenized treasuries, are plagued by counterparty risk, leading to differences in returns for tokenized products based on the same underlying collaterals. Without a robust system for risk pricing and monitoring of tokenized RWAs, large-scale institutional participation remains challenging.\n", "hidden": false, "question": "What problem is your project solving in the RWA space?", "questionId": 3}, {"type": "paragraph", "answer": "Credio is an oracle network that helps DeFi protocols, issuers and investors on Arbitrum to manage risks regarding RWAs in an automated, decentralized and privacy-preserving manner. We focus on providing machine learning inference feeds for illiquid RWAs from a decentralized community of data scientists, risk managers and rating agencies. By blending AI with blockchain, Credio brings a new predictive layer to smart contracts, making creditworthiness programmable, enabling the massive growth potential of the tokenized RWA on Arbitrum.", "hidden": false, "question": "Explain how your project is different from others and will bring value to the RWA ecosystem on Arbitrum. ", "questionId": 4}, {"type": "paragraph", "answer": "Credio is a product of Untangled Finance, along with untangled protocol, a RWA private credit investment platform backed, among others, by Fasanara Capital, an institutional asset manager working with over 140 RWA asset originators in over 60 countries. Untangled platform is live on Celo mainnet. \n\nCredio development is near completion. An earlier version of a key smart contract of the Credio protocol is deployed on Arbitrum Sepolia here: https://sepolia.arbiscan.io/address/0x32e3cB92f322b6bAc0335AacE8940e243494bB3A#contracts", "hidden": true, "question": "[Answer this if you have chosen Building - Deployment of RWAs, otherwise type N/A] What stage of development is your project currently in?", "questionId": 5}, {"type": "paragraph", "answer": "Credio also enables credit analytics to be provided by a decentralized community of modelers (data scientists).  The purpose of these analytics is to provide on-going, real time monitoring of RWA collateral by combining both off-chain and on-chain data. For the first time in DeFi, investors in RWAs can have the confidence on the performance of the collaterals backing up RWA tokens. \n\nFor an example of the analytics dashboards please go to https://build.rwawise.xyz/public/dashboard/c997d7b1-afd5-42c0-8244-bcc0f9827813\n\nThese analytics would benefit all RWA protocols, investors and issuers (thousands) on Arbitrum. ", "hidden": true, "question": "[Answer this if you have chosen Building - Strengthening Analytics, otherwise type N/A] How many Arbitrum users or projects (rough estimate) would benefit from the analytics you are providing?", "questionId": 6}, {"type": "paragraph", "answer": "n/a", "hidden": true, "question": "[Answer this if you have chosen Building - RWA Token Standards, otherwise type N/A] How will the standard make it smoother to deploy RWAs onto Arbitrum?", "questionId": 7}, {"type": "paragraph", "answer": "n/a", "hidden": true, "question": "[Answer this if you have chosen Research, otherwise type N/A] Describe how your research will lead to reduced costs for projects aiming to deploy RWAs on Arbitrum.", "questionId": 8}, {"type": "paragraph", "answer": "n/a", "hidden": true, "question": "[Answer this if you have chosen Awareness, otherwise type N/A] Describe your awareness content piece and outline its structure in detail.", "questionId": 9}, {"type": "short-answer", "answer": "Target audience is all RWA protocols, investors and issuers (thousands) on Arbitrum. ", "hidden": true, "question": "What is the target audience for this project? ", "questionId": 10}, {"type": "paragraph", "answer": "Manrui Tang, Co-founder https://www.linkedin.com/in/manrui-tang-6a79aa28/\n\nQuan Le, Co-founder\nhttps://www.linkedin.com/in/quan-le-binkabi/", "hidden": true, "question": "What are the roles and experiences of project team members?", "questionId": 11}, {"type": "paragraph", "answer": "Untangled Finance has raised c. $2m in a multi-year deal with key investors for the development of Untangled platform.\n\nCredio (a product of Untangled Finance) has not raised capital.", "hidden": true, "question": "How much funding has your project raised already?", "questionId": 12}, {"type": "short-answer", "answer": "Credio project has not been funded by grant or other capital.", "hidden": true, "question": "Is this project already funded by other grant programs? If funded by any Arbitrum-related programs, please specify.", "questionId": 13}], "project": {"id": "0xcc9e8cbe888c57b28fc8e1a293956fcb770c0c2f46fd774fd40d1f6a2f710d42", "title": "Untangled Credio", "logoImg": "bafkreia6ievkceaneglgxorcohcy3yecbwbuh7dr56vtbtfygiopqthnci", "metaPtr": {"pointer": "bafkreiaivqu7paxuxxjgpehakbouamgsm3ds3cjhowd7yimer4unhpb6ne", "protocol": "undefined"}, "website": "https://credio.network", "bannerImg": "bafkreidkklsqtqfhdyuqklfqrin4lp4gngd3wcwld22s7hz2t63mz7gkdi", "createdAt": 1718836875486, "userGithub": "", "credentials": {"twitter": {"type": ["VerifiableCredential"], "proof": {"jws": "eyJhbGciOiJFZERTQSIsImNyaXQiOlsiYjY0Il0sImI2NCI6ZmFsc2V9..hd0z-Gv0ph2uh9-rvquUdRJa3201fRPSQBz_ys3yjH-kVc1SGC6u2OCAybiFe727HZFBkpkAGHGJq3Va8rs8Bw", "type": "Ed25519Signature2018", "created": "2024-06-19T22:40:40.361Z", "proofPurpose": "assertionMethod", "verificationMethod": "did:key:z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC#z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC"}, "issuer": "did:key:z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC", "@context": ["https://www.w3.org/2018/credentials/v1"], "issuanceDate": "2024-06-19T22:40:40.361Z", "expirationDate": "2024-09-17T22:40:40.361Z", "credentialSubject": {"id": "did:pkh:eip155:1:0xAC8249FD3D5C83e58Ae7b0B2BfEDEDb5cfB0bC96", "hash": "v0.0.0:AozUrToFa8kA415WTTTw0+lGhFnjKN9B2i2lPamRxmQ=", "@context": [{"hash": "https://schema.org/Text", "provider": "https://schema.org/Text"}], "provider": "ClearTextTwitter#UntangledFin"}}}, "description": "Credio makes creditworthiness programmable\n\nUnlike crypto collaterals, RWAs carry significant credit and counterparty risks. The development of RWA DeFi has been hampered by issues such as bad debts and non-performing counterparties. Currently, there are no oracle solutions for illiquid RWAs. Even liquid collaterals, such as tokenized treasuries, are plagued by counterparty risk, leading to differences in returns for tokenized products based on the same underlying collaterals. Without a robust system for risk pricing and monitoring of tokenized RWAs, large-scale institutional participation remains challenging.\n\nCredio is an oracle network that helps DeFi protocols, issuers and investors to manage risks regarding RWAs in an automated, decentralized and privacy-preserving manner. We focus on providing machine learning inference feeds for illiquid RWAs from a decentralized community of data scientists, risk managers and rating agencies.  By blending AI with blockchain, Credio brings a new predictive layer to smart contracts, making creditworthiness programmable, enabling the massive growth potential of the tokenized RWA economy. \n\nCredio is a product of Untangled Finance, along with untangled protocol, a RWA private credit investment platform backed, among others, by Fasanara Capital, an institutional asset manager working with over 140 RWA asset originators in over 60 countries.  \n", "lastUpdated": 0, "projectGithub": "untangledfinance", "projectTwitter": "untangledfin"}, "recipient": "0xAC8249FD3D5C83e58Ae7b0B2BfEDEDb5cfB0bC96"}}