Konkrete addresses key issues in the Real-World Asset (RWA) space by tackling investment diversity, product quality, and participation beyond crypto-native players.

- **Investment Diversity**: Traditional real estate credit and debt funds have high entry barriers, restricting retail investors. Konkrete introduces real estate credit on-chain, offering competitive yields and lower entry barriers. This diversifies investment options and democratizes access, enabling broader investor participation.
- **Quality of RWA Products**: Existing on-chain RWA products often suffer from poor risk assessment and transparency issues, leading to significant defaults. Konkrete proposes deals curated by established institutional players that invest in projects with clear exit strategies and transparent utilization of funds. This ensures stronger guarantees and enhances investor confidence by backing investments with tangible assets.
- **Broader Participation**: RWA growth can't rely solely on crypto-native players. While institutions like BlackRock are tokenizing funds, these are typically on private blockchains with limited accessibility. Konkrete bridges this gap by integrating traditional finance players on-chain, facilitating the participation of real estate underwriters, crowdfunding platforms, and private debt funds. This accelerates blockchain adoption in TradFi, fostering a more inclusive and transparent RWA ecosystem.