Q4 2024: Unipay Card Alpha Launch

Goal: Begin the first phase of public testing for the Unipay decentralized credit card in Istanbul.
Use of Grant Funds: Grant funds will be used to finalize the development of the credit card smart contracts, perform security audits, and fund the Istanbul public test launch, including marketing and outreach to early adopters.
Q1 2025: Unipay Payment Terminal Launch

Goal: Launch Unipay’s payment terminal, enabling merchants to register and accept payments using Unipay across multiple blockchains.
Use of Grant Funds: Funds will be used to develop merchant tools (POS, QR codes, NFC integrations), and onboard key retail partners. Resources will also go towards marketing campaigns and user onboarding.
Q2 2025: Unipay Credit Rebate System and Unsecured Lending System Launch

Goal: Introduce the credit rebate system, where users earn cashback for transactions, and launch the unsecured lending system based on the progressive trust score model.
Use of Grant Funds: The funds will be used to build and test the unsecured lending and rebate systems, implement user education initiatives, and conduct security audits to ensure the integrity of these systems.
Q3 2025: Unipay Payment SDK Launch

Goal: Launch the Unipay payment SDK, allowing third-party developers to integrate our payment gateway into their dApps and services, expanding the Unipay ecosystem.
Use of Grant Funds: Development of the SDK and related documentation, as well as outreach and support for third-party developers, will be a key focus. Funds will also be allocated to ecosystem partnerships and technical support.
Use of Grant Funds:
Development: Accelerating the completion of core features such as credit issuance, payment systems, and merchant integration.
Security Audits: Ensuring the robustness of the smart contracts and systems through multiple rounds of third-party audits.
Marketing & User Acquisition: Expanding user and merchant adoption through targeted campaigns in key regions.
Partnerships & Ecosystem Growth: Collaborating with retail networks, developers, and blockchain platforms to drive Unipay’s integration into real-world payment solutions.
This roadmap ensures that Unipay achieves its goal of creating a decentralized, user-friendly payment and credit ecosystem while scaling for broader adoption. The grant funds will be instrumental in reaching these milestones.
