Svim Finance differentiates from other RWA projects in multiple ways:

Global coverage: We embrace open and inclusive finance philosophy, which aligns with the borderless spirit of crypto ethos. In our RWA project, we will offer high quality assets that truly connect global participants of asset owners, borrowers, lenders, investors, service providers, blockchain infrastructure, regulators, other RWA protocols and dapps. Comparing with certain other RWA projects that focus on a particular niche or geo market, we’ll cover global developed and emerging markets unless forbidden by law. 

Marketplace and protocol: Our business model is positioned in two angles: an aggregated marketplace and a tokenization protocol. Just like 1inch is a token swap aggregator, or Genie/Gem is an NFT aggregator, Svim Finance is becoming a RWA aggregator. To start, we focus on private and public credit based financial assets. We are working with two launch partners to implement our first batch of liquidity pools in the coming weeks. As an aggregator, we will enjoy the benefits of building on top of other RWA protocols then aggressively scale our marketplace with reasonable cost of operations. In future phases, we’ll expand beyond credit model and financial assets into other sectors such as commodities, real estate, ReFi, collectible, etc. In our vision, both individual and institutional investors will find a wide range of high quality RWA assets they can select to build portfolios with diversified geo markets, yield level, risk profile, timeline duration etc. When we see fit, we will also play the tokenization role to source, evaluate, and legally wrap RWA assets onchain to boost the ecosystem. 


AI empowerment: As we scale, we’ll add AI components in our marketplace and protocol. On a high level, there are two areas where we will build AI features: 1) We will build AI based risk management systems to predict and manage credit risk. This is a very familiar domain for our team and it provides another form of risk assurance in addition to the overcollateralization and liquidation process. 2) We will build a ChatGPT-like generative AI assistant that we plug into our website and social media platforms to educate users, explain RWA assets, guide the onboarding process, elaborate our liquidity pools, and answer any investment level or account level questions. 


Web2/Web3 experienced team: We have a strong core team based in US and Asia, and a mix of Web2 banking/fintech/startup veterans and Web3 crypto exchange/custodian/blockchain talent. We are experienced in building value-adding products from scratch and obsessed with innovations especially combining TradFi and DeFi. We are super bullish about RWA and have lots of ideas to execute step by step.
