We serve micro businesses, which represent over 90% of all the business units in LatAm.
micro businesses provide over 60% of the jobs and are key for the day to day.
Most of the micro business owners have low overall education, and close to zero financial education, reason why they are targeted by loan sharks.

Our solution provides a way out of the micro credit poverty trap by:
- Enabling the person to own her credit score and never depend on a provider,
- Auto-safe collateral from a part of the profits, so that the person has the means to borrow a larger credit while ensuring a lower interest rate.
- financial education learning pills, events, and business advise are offered through the app from local NGOs that already provide this service for free. We will encourage participating in these activities by rewarding attendees with trust points, which will lower their interest rate, while increasing their financial and professional knowledge.