Problem:  Traditional savings are eroded by inflation and central bank manipulation. Cryptocurrency savings suffer from high volatility, hurting both principal and interest. Existing DeFi savings lack adjustments for volatility and stablecoin support. Current APR/APY models don't account for volatility, leading to unsustainable rates. Many lack buyback mechanisms to support their reward tokens. Solution: The Bitsave Protocol  Uses a simple interest formula with a variable rate (Bitsave Rate) based on economic factors. Maintains a fixed reward pool that adjusts for volatility. Allows saving in fiat-backed stablecoins and prioritizes value locked over volume. Interest rates consider total value locked, reward pool size, and reward token supply/buyback. Rewards early depositors more as the value locked (TVL) increases the reward token price. Utilizes a mathematical approach to set rates, eliminating central control. Implements a buyback mechanism funded by savings plan fees. Has a fixed reward token supply for c