Our plans for further development focus on expanding Unipay’s core PayFi services and decentralized credit solutions. Key areas include:

Expansion to More Blockchains: We plan to integrate additional blockchains like BNB Chain, expanding our reach and allowing more users to access our decentralized payment and credit services.
Enhancing Merchant Payment Solutions: We aim to develop advanced tools for merchants, including more streamlined payment terminals, QR code/NFC options, and deeper integrations with local retail networks, ensuring seamless crypto payments.
Progressive Unsecured Lending: We will further refine our progressive unsecured lending system, allowing users to build their credit profiles and access unsecured loans more easily, driving adoption in both developed and underserved regions.
Use of Grant Funds:
Grant funds will primarily be used to accelerate the development of these features:

Development Team Expansion: Hiring additional developers to accelerate feature builds and blockchain integrations.
User Acquisition and Merchant Partnerships: Investing in marketing efforts and building partnerships with merchants and local retail networks in key regions.
Security and Audits: Ensuring the security of our platform by conducting rigorous audits of smart contracts and system components.
These efforts will help us scale Unipay and bring our decentralized payment and credit services to a broader audience.




Our plans for further development revolve around expanding Unipay’s payment infrastructure and enhancing user experience across multiple blockchain networks. Key areas for further development include:

Cross-chain Payment Integration: We plan to extend Unipay's PayFi services to support additional blockchains beyond Ethereum and Solana, such as BNB Chain and Monad. This will allow users to transact seamlessly across different ecosystems.
Unsecured Lending Expansion: We will refine and scale our progressive unsecured lending system, allowing users to build credit and access loans without collateral. This system will be enhanced with better credit scoring mechanisms and increased accessibility.
Merchant Partnerships and Tools: A significant portion of the funds will be used to improve our merchant onboarding process, including the development of new payment tools like POS systems, NFC, and QR code integrations. These tools will make it easier for merchants to accept Unipay payments, facilitating wider adoption.
Security and Smart Contract Audits: Ensuring the security of our users is a priority. Part of the grant will be allocated to conducting comprehensive audits of our smart contracts and payment modules to protect against potential vulnerabilities.
Use of Grant Funds:
Grant funds will be utilized to:

Accelerate Development: Hire more developers to speed up the integration of new blockchains and features.
Marketing and Adoption: Launch campaigns to onboard more users and merchants, particularly in regions with less access to traditional financial services.
Security and Compliance: Ensure our smart contracts and system infrastructure undergo thorough security audits and meet compliance standards across regions.
These goals will help Unipay solidify its position as a leading decentralized payment and credit solution in the blockchain space.








