Konkrete differentiates itself in the RWA ecosystem on Arbitrum by introducing a unique asset class: lending collateralized by real estate. This innovation bridges the gap between traditional finance and blockchain technology, bringing significant value to the ecosystem.

1. **New Asset Class and Increased Adoption**: Konkrete introduces real estate-backed lending to Arbitrum, bringing renowned Web2 real estate players and their users to the blockchain for the first time. This onboarding process will introduce these users to the ARB token, as we plan to use grants to incentivize our liquidity providers (LPs).
2. **Market Penetration**: Our go-to-market strategy focuses on our partners, the top three real estate crowdfunding platforms in France, which collectively raise over €10 million weekly from Web2 investors. By integrating their infrastructure on-chain, we seamlessly bring this liquidity into the blockchain ecosystem.
3. **Permissioned Infrastructure**: Konkrete offers the first permissioned infrastructure for real estate credit onboarding onto the blockchain. This reduces operational costs, enhances liquidity through a secondary market and DeFi composability, and ensures high transparency via on-chain scoring based on rigorous financial data analysis.
4. **Efficiency and Security**: Leveraging Arbitrum's scalable and efficient network, Konkrete guarantees seamless, cost-effective transactions and robust security. This sets a new standard in the RWA ecosystem by providing a fully decentralized, on-chain structure that offers real-time transparency in strategy, risk management, off-chain capital allocation, and fund performance.
5. **Attractive Investment Opportunities**: Konkrete offers a 12-24 month fixed yield of 10-13% on stablecoins, appealing to a broader pool of investors. Unlike traditional private credit funds, which often reserve exclusivity for institutions and high-net-worth individuals in an opaque ecosystem, Konkrete’s transparent, decentralized approach democratizes access to high-yield investment opportunities.

By integrating these elements, Konkrete not only enhances the liquidity and efficiency of the RWA ecosystem on Arbitrum but also brings substantial value through innovation, transparency, and inclusivity.