The utoken is a network of web3 and web2 service providers that brings more utilities to tokens, especially stablecoins in the Arbitrum and Uniswap ecosystems, by allowing users to pay for data subscriptions, health insurance, etc., using their token. 

This is made possible through a network of web2 and web3 service providers, the Utoken mobile app, Uniswap, and stablecoins on the arbitrum blockchain. 
Through the mobile app, we are providing a user-friendly interface for users to access web2 services without the hurdle of dealing with off-ramping and an unfriendly web3 interface for existing protocols.

The services available include:
1. Data Subscription
2. Airtime top-up
3. Cable TV subscription
4. Insurance
5. Savings
6. Utility

The goal is to onboard more web2 folks into web3 while creating more utilities for web3 natives holding various digital assets.