There is a substantial and expanding subscription economy alongside a smaller, yet growing, Web 3 economy. Yoki Finance is bridging the two by bringing the advantages of the subscription economy to Web3 businesses and the benefits of Web3 to retail users and merchants.

The Web 3 market, mature with over 30 million monthly active users (MAU), hosts numerous subscription-based businesses targeting the Web 3 audience. However, it lacks a native tool for accepting such payments.

Yoki Finance serves as a Web 3 infrastructure facilitating automatic recurring crypto payments. The protocol also empowers the creation of subscription-based products, including recurring checkout for Software as a Service (SaaS), gated community access, paywalls, donations, Dollar-Cost-Averaging, automated loan repayments, and more.

Attempts to implement Web 3 recurring payments have been ongoing since 2016 but faced challenges due to the lack of native support on the Ethereum chain. 
With the implementation of EIP-4337, this solution becomes not only viable and widely supported but also user-friendly for those outside of Web3, as it abstracts complex actions such as paying gas fees in native tokens.

Existing Web 3 businesses with subscription payment models often rely on fiat gateways or manual invoicing. Our solution is permissionless and accessible to everyone with a Web3 wallet, offering significant growth potential among decentralized applications (dApps) in regions underserved by traditional subscription payment gateways (150+ countries). Yoki's user experience in managing subscriptions has demonstrated superior performance compared to traditional financial services, providing users with convenient control over their subscriptions.

Docs: https://docs.yoki.finance/
Twitter: https://twitter.com/yokifinance
Website: https://yoki.finance